Hometown Bank, independently owned by Hometown Bancorp, Ltd., has its charter located in St. Cloud, Wisconsin. From the time it was formed as the State Bank of St. Cloud in 1907, through its name change to Hometown Bank in June of 1998, up through the present, the Bank has had the same philosophy and distinguished tradition of providing customer service excellence.

Hometown Bank currently has Wisconsin based locations in Fond du Lac (2), St. Cloud, Wautoma, Ripon, Campbellsport, Appleton and Mayville. Each Bank is a full service banking facility that provides a broad array of products, quality customer service, and is actively involved in its community.

Hometown Bank's focus is on its customers in each of the communities in which it is located. For that reason, its philosophy has been to provide relationship banking to its customers in the most convenient manner possible. This has guided the development of its complimentary products.

For our consumer or retail customers, Hometown Bank offers free checking that includes a free debit card. Our tiered money market account is indexed to national money market interest rates and carries a low minimum balance. Accessing your account is free through either our no charge automated teller machines, telephone voice response unit, or through on-line banking on our internet website.

Hometown Bank also provides affordable home financing, as it is an approved originator, seller, and servicing agent of both Fannie Mae and Freddie Mac. These designations enable our customers to obtain either long-term fixed or adjustable interest rate financing in the purchase or refinance of their home. The benefit is that the servicing is retained locally by Hometown Bank, which allows our customers to make their payments at their choice of one of our branches, by mail, or electronically.

For our business or commercial customers, Hometown Bank is a specialist in small business lending. We provide guidance to our customers in restructuring their balance sheets in order to maximize their profitability. As such, the Bank is a Preferred Lender (PLP) with the U.S. Small Business Administration and extensively uses other government programs such as the USDA Rural Development Program. These programs in conjunction with our ability to syndicate large loan relationships has grown Hometown Bank's servicing portfolio to over $150 million in commercial loan commitments.

In order to provide a comprehensive relationship to our small business customers, Hometown Bank also provides a variety of support products such as cash management, direct deposit, investments, on-line banking, and bill pay services.

Through our affiliation with Hometown Bancorp, Ltd. we have access to a wide variety of non-traditional products and services including investments, insurance, leasing, and non-conforming loan products. Our belief is that the customers, employees, and shareholders all must mutually benefit from our existence and not at each other's expense. We believe that "Hometown Values" regardless of the size of the community are the cornerstone of our success. If you've done business elsewhere and after you've had an opportunity to let us serve you, you'll realize…"There's no place like Hometown Bank!"

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"There's no place like Hometown Bank"